💡Personal Development & Finance

👨‍👩‍👧‍👦The Most Targeted Consumers And What To Do About It

We’ve all gone through a crazy, exhausting and tumultuous 15 months and it isn’t over just yet. I didn’t want to say unprecedented because we’re all sick of that word by now. It was better and worse for others but most of us can agree, we are ready for normal life again. Throughout quarantine, I’ve […]

👨‍👩‍👧‍👦The Most Targeted Consumers And What To Do About It Read More »

💼Back To The Basics. Why Is Unemployment High & An Overflow of Jobs?

This is by far the strangest recovery America has ever witnessed and we are in the trenches of it. Inflation is at it’s highest point in 11 years, wages to tuition are rising, businesses are scrambling with not enough staff, employees are missing and Americans are spending like there’s no tomorrow. Can we call this

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😤How To Never Get Jealous At Work Again

Knowing how much your co-worker earns won’t close the pay gap. Salary transparency will address inequalities but exchanging your pay grade will only make the environment more competitive and brutal.  Employers don’t want to emphasize the gap between men’s and women’s earnings as they know it’s a numbers problem and a far deeper issue. Advertising

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🤩The Serious Truth On Attractiveness And Success

Did you know ambition makes you more attractive? I’m serious. It’s not all about looks. Don’t be so shallow. There’s no one definition of beauty and intelligence. Some traits seem to have more precedence towards success than others and most of the time, looks aren’t one of them although they certainly help. Let’s get the

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👶🏻It All Comes Down To Kindergarten

Kindergarten is often overlooked by parents and the least popular grade. After all, it’s only kindergarten for goodness sakes! What could you possible learn? Derivatives or how to bake a 10-layer cake? However kindergarten, known as the easiest educational experience a child will probably ever go through, is the most vital part of their upbringing

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📺The Ultimate Secret To Jerry Seinfeld’s $950M Fortune

No, this article isn’t an in-depth analysis on the exact royalty compensation Jerry has received for over three decades from the crowned TV show in his name. And don’t hate on me that I haven’t watched a single episode either. I was born in 2000. Cut me some slack. It’s hard to believe that a

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👩‍💻Why Companies Despise and Avoid Entrepreneurs

Entrepreneurs aren’t a threat, they’re a bonus. They have a business mind. They are risk averse yet never want to look or feel comfortable. The main reason employers believe entrepreneurs make poor employees is because they are independent and do not take direction or feedback well. They have their direction and stick to it.  Yet

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🧚‍♂️10 Pieces of Life-Changing Advice I’d Give To My Younger Self ASAP

Self-help sells too well. It’s like any other industry attempting to lure consumers into ‘changing their life’ and ‘find their passion’. It works extra well because everyone needs help in some sort of way. It’s full of dopamine hits luring readers on a high expecting to witness massive revolutionary seismic change after attending a $500

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⚰️The Most Prudent Decisions We Made When My Father Passed

Most people don’t plan for the worst hope for the best. No wonder 70%+ of Americans only have $1k in their savings! Retirement isn’t even on most middle-aged Americans’ minds. As a result, if you fail to prepare, prepare to fail. Most are way too optimistic about the future and as a result it is

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🍜Post-Covid Rules For Tipping

By now my list of “vital life skills we aren’t taught in school” is getting excessively long. Along with mental health, financial literacy, networking, digital literacy, negotiation, consulting and physical health (after age 16), officially tipping is now on the list. Tipping is something we aren’t told to do rather expected. After almost a decade

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😎11 Financial Practices I Would Adopt If I Were 10

I turned 20 this past Thanksgiving and I already feel old. I’m officially 2 decades into my life and already starting to become part of the gang who’s writing posts such as, “If I were __, I would tell my past self this” or “My 10 Regrets from age __”. Although the internet is saturated

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🤫What The Heck Is The Algebra of Wealth and Does It Work?

Unfortunately not everyone will be able to be the best at everything due to competition, lack of resources, scarcity and poor focus. Deliberate focus through consistent effort is a top 1% skill that most lack because it seems too good to be true. But what if there was a secret formula that stated all you

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🗑How To Start From Scratch With Nothing And Make Something Out Of Your Life

Comparison is truly the theft of joy. Whenever we compare ourselves to the Joneses across the street, and we’ve all done it before, although we may know absolutely nothing about their financial situation, we still judge based on one’s looks, what brands they use or wear and their most prized asset: their primary residence. As

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💤What To Do If You Feel Pressured To Make Money Every Waking Hour

Do you live to work or work to live? Many college graduates ask themselves that question too late in life once they start to realize that being lured by a juicy paycheck just won’t cut it. Doing something and not getting paid for it is the most common way of living for most of us

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✈️The 8 Most Surprising Life and Financial Tricks From The Richest People On Earth

The gap between the have and the have-nots in the U.S. has only widened during the covid pandemic as the top 1% have amassed roughly $34.23 trillion dollars in wealth while the bottom 99% collectively gained $1 trillion.  This gap is becoming expensive, breaking America apart and leading the younger generation to question their fate

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👩‍💻How Corporate America Employees Realistically Stay Alive Working 90 Hours Per Week

In the traditional work environment regardless of industry or company, what you put in is what you get out. Typically the most lucrative fields expect the most and don’t offer much flexibility. If you’re a gig worker who’s self-employed, you instead get to dictate your hours, responsibilities, pay threshold and how much you are willing

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🧠💪How Does Health = Wealth According to The Top 10 Healthiest and Oldest People On Earth

Without your health, you have nothing. Most learn that lesson when it’s too late. Just like insurance, you cannot purchase it when you need it. It takes a lifestyle to be healthy, not a quick fix. Most professionals believe they must put their health on the back-burner because salary and prestige are more important. Until

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🍕8 Hidden Reasons You’re Not Becoming Healthier According to Nutritionists Even Though Everything You Do Seems Right

The worst thing you can do for your health is associate weight with food. It just doesn’t work but we can’t just leave it at that. Let’s dive into what exactly that means. Without getting too technical, your weight is made up of a lot of things and it fluctuates daily. From your muscle mass,

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😫5 Obvious Reasons You Feel Anxious 24/7 And How to Quit It For Good

We are dealing with 2 pandemics. A health and mental health crisis. There’s no doubt everyone has felt some anxiety, stress, lack of clarity and pressure regardless who or where you are. Even the top 1% are dealing with the mental health strain in their cabins to resorts as they aren’t out and about on

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🤪7 Crazy-Easy Scientifically Proven Ways To Stay Happy Forever And What Makes A Fruitful Life

My ultimate motto in life is to “never fail due to a lack of effort because effort requires no skill.” Your ultimate goal is to be proud of yourself and where you’ve landed. Surely we still have some work to do and no one usually says they are complete but being grateful is the easiest

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🤑How High-Earners Really Feel And Breaking Down the Age Old Question: Does Success Lead to Happiness?

When you think of a wealthy individual, regardless of net worth, what first comes to mind? Do you associate them as someone who is kind and generous or conceited and a spoiled brat? The truth is, high earners aren’t necessarily more grateful or compassionate. This doesn’t mean every person who makes more than the middle

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🏋️‍♀️5 Overlooked In-Demand Career Skills That Are Vital In Any Industry

With every career comes a new set of skills you must brush up on but what if there were 5 universal skills that every job market required? Wouldn’t that be so much easier? Well you’re in luck. You’ve stumbled upon this article to become a better worker in this digital age. I applaud you but

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🕶20 Impossible Rules For Life That No One Is Willing To Confront To Make it 10x Easier

When you ask people for advice, most of the time it’s corny, not helpful and just an ego booster. What’s the point of offering compliments if I’m looking to grow? I want to hear what I don’t want to hear to actually move the needle. This is called constructive criticism but there are only so

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🐮What the Year of The Ox Can Teach Us About Being Successful With Our Finances and Life

No wonder 2020 was the year of the rat. On December 31st at 11:59pm the whole world felt a bit lighter even though 2021 rolled in the same challenges but possibly more hope. If we survived one of the darkest days in American history last year, we can get through anything. Although 2020 was known

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🔮5 Insanely Impossible Questions That Have Changed My Life For Good

I’m not a theoretical or philosophical person. I write about finance, that’s the simplest industry you can get in terms of writing. Discussing metrics, growth and charts is tougher than spitting out Shakespeare and history on paper. If you can can write anything through the KISS (Keep It Simple Stupid) method, then you’re golden. No

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🏋️‍♀️🍔What Is Happening to the $71 Billion Dollar Diet Weight Loss Industry And Your Lifestyle

As a typical American teen, I’m guilty of this. I’ve tried as many fancy, trendy diet trends of tomorrow that I could get my sticky fingers on and only felt worse about myself after all of them. Not because I was looking to become healthier per se, but instead just look a bit, well, better

🏋️‍♀️🍔What Is Happening to the $71 Billion Dollar Diet Weight Loss Industry And Your Lifestyle Read More »

🚿Where Do The World’s Best Ideas Come From? It’s An Activity We Do On Repeat and Ignore Daily

Let’s play a little guessing game. Who says learning lessons can’t be fun? Answer: School. Luckily, this isn’t directed by NY State Common Core Education so we are free. Hint #1: We (hopefully) do this at least 5–7 times a week Hint #2: There is no limit unless you want to feel like a broken

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💤Why Taking Breaks and The Non-Hustle Culture Can Be Drastic For Your Performance

As we get older, the less emphasis we take to prioritize our health and instead put others’ lives before our own. This is certainly a generous and expected act when you have kids or a 12-hour job to provide as the breadwinner for your family but have you ever taken some time for yourself to

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🥴How to Financially Get Out of the Recession Rut Quick

According to Google’s 2020 Search Results, by no surprise, ‘pandemic’ and ‘COVID’ are the most searched terms of the year. It infiltrated our lives and every time we step outside, we are reminded wearing our masks that 1 out of every 1 thousandth American we know dies from this deadly virus each day. At this

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🤯Lifestyle Changes and Decisions Adopted During Lockdown That’ve Saved and Ruined Lives

We’ve endured a lot during this pandemic but it’s all about how we frame and learn from it, not take the easy way out to complain. You could say that you were stuck at home with nothing to do scrambling to find some ways to make money or curious and took advantage of this time

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🤯How To Seriously Make Your Life 100% Easier

No time to waste! We’re getting straight into it for you to live a more fulfilling and exciting life no matter your situation. Tip #1: Don’t buy yourself more stuff Tip #2: Don’t read anything again without actually applying and testing it in your life. These two things have wasted countless years, money, relationships, happiness off of

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🎭United States of Anxiety. What 99% of Americans Don’t Know To Fix.

Despite being the wealthiest country in the world, Americans are one of the unhealthiest humans on Earth and this is due to the careless misconceptions that we carry about our feelings that are scrapping years off of our lives that once in for all we need to confess. The last thing you want to do

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🥬The Healthiest Financial Decision You Could Ever Make

We all know that having low-cost index funds, owning real estate, taking advantage of dividend growth investing, prioritizing financial literacy, and selling intellectual property (books, guides, resources, YouTube channel) are a few of the most lucrative ways to earn passive income in order to achieve financial freedom. But after earning more than 75k does not

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🎓Tell-Tale Signs You Will Be Successful Beyond School

When you think of an unordinary college student actually going places, what are they like? Attends an IVY league school their parents helped them get into along with being a part of 60 clubs, VP of something, president of another, suspiciously nice and knows everyone, 6.90 GPA, Forbes 30 under 30 scholar and plays 6

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😡Conquering Selflessness and Selfishness For Returns In Your Portfolio

Selflessness and being selfish are qualities that we all possess and choose to use during certain periods of our life. Since selflessness requires us to get out of our comfort zone and put others first, such as when having a baby, most questions and contemplations are running around in one’s head. Selfishness by nature is

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🤡I Worked Out Every Day For 6 Years and This is What Really Happened

Yes, even on weekends and on Christmas. But don’t worry, you don’t have to go there. I know you can call me a crazy teen. Aren’t teens always crazy though? What were you like as a 19-year-old? Since I started working out at age 13 because I was self-conscious about my body and realized that

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💻The Most Prized Hard and Soft Skills Everyone Easily Can and Should Know

2020 is the year of the rat. This year is supposed to represent new beginnings. It made sense in January since it was the start of a new decade but the rest of it just didn’t. We have 2 choices with anyone, anything. To be frustrated and angry or patient and positive. 2020 is the

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🤮How I’ve Changed After a Year-Long Social Media Detox (As a Teen)

We are such funny creatures. We love to lie to ourselves so we can only become worse humans. We tell ourselves it’s okay if we have an extra scoop of so-called ‘healthy’ Oat ice cream or an extra hour of Tiger King because we want temporary satisfaction NOW instead of more fulfilling rewards later when

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🧿What is More Important: The Present or The Future?

We are living in the moment and so we would consider the present the only thing we can control. We cannot influence the past and only control the future through the present. Without getting philosophical, isn’t life about planning for the future? Every day we usually do things to see either monetary, physical or pleasurely

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🕶How To Achieve Financial Independence and Your Definition of Success Without Trying

The number one thing we all want in life is to grimly achieve some sort of fulfillment to beat others and prove eachother wrong, not impress ourselves. Pretty grim but realistic view conducted in countless surveys globally on how we operate. So how do we achieve the opposite since most of us continue to be

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⛑Skills That Will Make Your Life Easier But Are Never Taught

National Intern Day 2019 and I was more than excited to finally meet other interns at various departments. Although I loved working with my team, it was nice to meet new faces that were my age for the first time in 10 weeks. After the festivities and Insomnia cookies, the 200 of us interns started

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