🎓Education

Why 529 Plans Don’t Cover A Major Expense For Students & How to Navigate These Costs Like A Business Owner According to A Former NYU Undergrad & Current MBA Student

The pursuit of higher education in the United States remains a cornerstone of the American dream, attracting millions of eager students worldwide in search of limitless opportunities and a brighter future. A degree is a prized asset that can never be replaced. However, the rising costs associated with obtaining a degree continue to outpace inflation, […]

Why 529 Plans Don’t Cover A Major Expense For Students & How to Navigate These Costs Like A Business Owner According to A Former NYU Undergrad & Current MBA Student Read More »

Why Traveling During “Shoulder Seasons” Will Change Your Wallet, Portfolio & Life Forever

Back when I started college in the fall of 2019 and planned out my freshman schedule, I was stunned at how many breaks were on the calendar! I was both confused and elated like a kid on a snow day during the pre-Zoom era when they still existed. After evaluating all this time off, I’ve

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Why The Average Mortgage Down Payment Is Only 6% And What’s Next For Crunched First-Time Homebuyers

In America, there’s no better feeling of economic security and establishing roots than when you’ve fully paid off your property and finally own something tangible no one can claim as theirs.  No bank or neighbor. It’s in your name. This usually comes in the form of owning some kind of real estate, commercial, multi-family, or

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Why Winter Is The Ultimate Time To Scoop Up Real Estate Deals For Both Sides

For every market, there’s always a season that favors buyers more than sellers and vice versa.  Being able to accurately time the markets over time is what earns the real rewards. When it comes to real estate, market timing tends to be more predictable than the equity markets due to overall less volatility, more lag,

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Why $1.25M is The New Recommended Retirement Savings Target & How To Realistically Get There

With rampant inflation not calming down anytime soon and the level of revenge spending going on at levels never before seen since 1999 during the dotcom bubble when investors poured billions into cheap penny tech stocks before the burst, Americans are now predicting retirement to become even more expensive than ever before, with an estimated

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Where Do People Work The Longest & Possibly Hardest in the U.S. And Where You Stand As A Hard-Working Individual

Anyone who reads this or any personal finance content out there is most likely already in the top 20%+ earners in the U.S., let alone the globe. In this world of abundance and ‘not enough(ness)’, paradox of choice is a dillema. There are far too many unhealthy, so-called ‘worse’ options on our screens to the

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How The University of Texas Is On Track to Easily Beat Harvard’s $53.2Bn Endowment And Become The Wealthiest University

When it comes to commodities, they are hotter than ever before. Being able to own any natural good, whether in shares or physically is an inflationary-proof way to lock-in gains overtime. What is even better is owning real land through either real estate or farmland for recurring dividend-paying cash flow. From the Saudis in the

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✏️According to a New Study, How and Why Managers with MBAs Earn, Sell, And Produce Less

As the cost of higher education continues to balloon each year rising above inflation, the mantra, ‘learn to earn’ stands out. For millions of incoming freshman and continuing graduates, it is becoming harder to see the system as a place of opportunity and talent and instead where the wealthiest through legacy admissions are admitted.  Higher

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🏫Why 94% of College Graduates Don’t Pursue Their Major After Graduation

You would think if you study economics, you would want to go into well, economics or behavioral psychology, become an economics teacher, work on Wall Street, a behavioral scientist, or perhaps be the host of Freakonomics radio. Somewhat related to what you spent a quarter of a million dollars for and 4 precious years grinding

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🙋‍♀️How Over 2/3rds of Americans Lead Successful Lives Without A College Degree & The Concerning Reason Why It Continues to Skyrocket

Here are two life savers to always keep in mind: Remember that nothing lasts forever and the only person you should be dependent on is yourself. Eventually we all learn these two truth bombs the hard way, usually when we need to get out of our own mess. That’s why things happen for us not

🙋‍♀️How Over 2/3rds of Americans Lead Successful Lives Without A College Degree & The Concerning Reason Why It Continues to Skyrocket Read More »

🎓Why Women Are Graduating At Considerably Higher Rates Than Men And The Inequality Behind It

Although the slow expensive route of higher ed has become increasingly debatable during times of realignment and remote work, it is still a top consideration for a fruitful and comfortable life down the road. The main and usually driving concern for most is the cost, specifically opportunity cost. Although women are overall more risk-averse (conservative)

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📚Why Colleges Are Seeing Their Lowest Dropout and Admission Rates In Decades

For the first time, the cost of higher education is rising above inflation at roughly 2–3% each year. With December’s inflation report at 7%, the highest in nearly 40 years since 1982, every financial decision must be weighed at a higher cost. As a student attending a private university in one of the most expensive

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🙇How To Handle Wasted Potential And Unleash Your Human Capital

As a student of school and life, I believe everyone must first learn to earn.  There’s no such thing as a bad experience. Every opportunity is worthwhile and if you want to gain something from it, you always can. The same thing goes with procrastination. If you don’t want it, then you’ll find the easiest

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🎓Why Valedictorians Don’t Make It Far

There’s a vast difference between school and street smarts. Quiz yourself. Don’t mess up the two. Even as a college student, I argue street smarts a.k.a real-world life skills, will propel one much farther than knowing any random fact from a textbook. No matter what industry, field, or profession one dives into, knowing basic yet

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💸The Most Superior Advantage And Guaranteed Return To Your Portfolio

This sounds like a scam. Guaranteed return? No such thing in the markets. Hold on. Before you call this title click-bait, I have a present for you. Just wait until the end. I promise it’s worth it. As a 1 month 21-year-old personal finance advocate and mentor on campus, what baffles me the most is

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🏫What The University of Austin Has To Offer And Its Stance on Higher Ed

College is known to be one of the most transformative years of one’s lifetime. As a college student myself, I have full faith in the commitment to education and believe it is crucial to one’s existence. Knowledge is power after all. It wasn’t easy going through the bumpy system but it was well worth it.

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📊Why It’s Not Recommended To Study Business To Go Into Business

According to the Federal Reserve Bank of NY, 27% of college graduates work in a field related to their major. As a college student, surprisingly, I’m not surprised. Companies have in-depth training programs for a reason. They aren’t expecting fresh grads to come in with a plethora of knowledge ready to run a company. They

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💸The Desperate Crumbling Of Legacy Admissions And My View On It As A College Student

Receiving a rejection letter from an institution’s admissions committee miles away at age 17 is hurtful enough. But there’s nothing more demoralizing than realizing your spot was taken by a wealthy student whose parents paid millions for a plaque on a campus building and also happened to be the main contributor to their child’s acceptance.

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🇺🇸Is the U.S. Really That Much Better Than The Rest of The World?

Hear this. If the wealthy stopped underreporting their earnings and paid their dues to the IRS, every college student in the U.S. could go to their institution of choice for free. This sounds like a fantasy to Americans but to Europeans and to much of the civilized world it is guaranteed, along with other basics

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📝What It’s Like To Study Business In A Liberal Arts School

Many people close to me don’t even know I study FinTech and entrepreneurship at a liberal arts school at NYU. I decided to not even bother applying to business school and no pun intended, go down the stern path at Stern because I’ve never been a good test taker, horrible at memorization, prefer smaller classes

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🤘7 Concepts To Master From the Top 1% To Be Financially Free Forever

You don’t have to study business or finance to be wealthy or comfortable handling money. The most advanced math you will ever witness in investing, sales or managing your bills is basic algebra. Those TikTok Reddit retail traders you hear about on social media most likely aren’t earning millions because they went to Wharton. They

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📖Genius College Money and Life Lessons That Have Saved Me Thousands

As a current college student halfway through this journey that was unfortunately interrupted due to the pandemic my first year, I’m eager to be back on campus this fall to be able to practice these money savings moves to their fullest and of course learn. There’s a lot going on in college. From ‘finding your

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👶🏻It All Comes Down To Kindergarten

Kindergarten is often overlooked by parents and the least popular grade. After all, it’s only kindergarten for goodness sakes! What could you possible learn? Derivatives or how to bake a 10-layer cake? However kindergarten, known as the easiest educational experience a child will probably ever go through, is the most vital part of their upbringing

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📖Is Education The “Great Equalizer”?

Is education the answer to all our problems? Nowadays the question has turned on it’s head. Education seems to be the problem not the solution. Education is defined as the “process of receiving or giving systematic instruction, specifically at a school or university”. No doubt there’s a rigid, ancient and stubborn process to the way

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✍️The Fastest Way To Sell Yourself Right and Fail Proof Your Life

Reading and writing is something we all learn in school. It’s a skill that’s necessary and thankfully taught without hesitation in the education system. Yet many skills in life that are as important such as financial literacy, mental health and networking to name a few are ignored upon. Without writing, we cannot do most things

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