šŸ’”Personal Development & Finance

Bogged Down by Task Switching? How to Get More Done Every Day, Even When There’s Too Much On YourĀ Plate

Come on: we all think weā€™re multitasking geniuses. Maybe youā€™re reading emails while brainstorming, texting your friend while listening to a podcast, or scrolling through Instagram while you ā€œwork.ā€ It looks like youā€™re doing it all. But the thing isā€Šā€”ā€Štask switching is quietly undermining your productivity and turning you into a frazzled, overwhelmed mess. And […]

Bogged Down by Task Switching? How to Get More Done Every Day, Even When There’s Too Much On YourĀ Plate Read More Ā»

How I Stay Sane While Juggling a Full-Time FinTech Career, Part-Time MBA, Modeling, Blogging, Startup Advising, and More

Some mornings I wake up and say, Iā€™ve got this, and other times ask, What am I doing? Balancing a full-time job in tech, part-time MBA at Stern, modeling, blogging, startup consulting, and social life at times feels like balancing on a tightrope and never knowing when I will fall off. But despite the chaotic

How I Stay Sane While Juggling a Full-Time FinTech Career, Part-Time MBA, Modeling, Blogging, Startup Advising, and More Read More Ā»

When to Evaluate What’s Worth Doing: A Methodical Approach to Avoiding Life’sĀ Pitfalls

Itā€™s 2025, and weā€™re all running around with our hair on fire. Between work, family, social lives, and the occasional existential crisis, time is probably the most precious thing we have. And yet we waste it like weā€™ve got an unlimited supply of itā€Šā€”ā€Šbecause letā€™s be honest, if we had a dollar for every time

When to Evaluate What’s Worth Doing: A Methodical Approach to Avoiding Life’sĀ Pitfalls Read More Ā»

How to be a Better Forecaster in Life, Work, and Money inĀ 2025

Come on, letā€™s be real: never have we had forecasting more complicated than it is today. From climate mayhem, world politics being well, a bit of a hot mess, robots rising up (weā€™re looking at you, AI), to the financial rollercoaster that just never ends, how can we possibly predict anything anymore? Spoiler alert: You

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Is There a Perfect Time to Travel: Younger or Older, and How Much Is TooĀ Much?

Travel is often touted as one of lifeā€™s greatest joysā€Šā€”ā€Šan opportunity to explore new places, cultures, and experiences. From a quick weekend getaway to a long-haul trip abroad, travel has the potential to have a profoundly enriching, relaxing, and lifelong memorable impact upon the traveler. But in the midst of our hectic everyday lives, many

Is There a Perfect Time to Travel: Younger or Older, and How Much Is TooĀ Much? Read More Ā»

The New Athlete Craze: Breathing Techniques and Mental HealthĀ Coaches

In professional sports, the journey to peak performance has traditionally been seen as a combination of conditioning, diet, and technique. Recently, though, the dialogue has expanded to include two more critical but oftentimes overlooked factors: breathing and mental health. As players strive for that next level of performance, more mental health professionals and breathing coaches

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Why City Dwellers Rely on the Bank of Mom and Dad More Than You’d Think

Over the past several years, a new trend has emerged in how Americans finance their lives: more and more young adults, as well as even older age groups, are turning to the Bank of Mom and Dad for loans. This trend, once thought to be an aberration, has now gone mainstream, particularly among city dwellers.

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What Taking Risks in Your Career Really Means in Your Twenties vs.Ā Thirties

Weā€™ve all heard it before: ā€œTake risks, and youā€™ll be rewarded.ā€ But what does taking risks actually look like when it comes to your career, and how does it differ when youā€™re in your twenties compared to your thirties? Does the idea of risk change as you get older? And is it really worth it

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Stuck in the Startup Struggle: Wanting to Be an Entrepreneur but Feeling Stifled by a Lack of Ideas, Motivation & Everything inĀ Between

Weā€™ve all been there. Youā€™re sitting at your desk, scrolling through social media, watching successful entrepreneurs sharing their success stories, and you think to yourself, ā€œI could do that.ā€ Maybe youā€™ve even had that little spark of inspiration that made you believe starting your own business is your destiny. But thenā€¦ nothing happens. You have

Stuck in the Startup Struggle: Wanting to Be an Entrepreneur but Feeling Stifled by a Lack of Ideas, Motivation & Everything inĀ Between Read More Ā»

How to Get Seen the Quiet Confident Way: Real Tactics to Land Opportunities You Aren’t “Qualified” For

Do you sometimes feel like you just arenā€™t getting noticed either at work or in your industry? Maybe you know you have got the skills, yet you donā€™t quite know how to make yourself stand out-mostly when you donā€™t have all the credentials and experience that people say you are supposed to need to land

How to Get Seen the Quiet Confident Way: Real Tactics to Land Opportunities You Aren’t “Qualified” For Read More Ā»

Why Do Random Brands Blow Up? The Genius Behind Their Subtle Marketing Tactics

Ever notice how some brands just pop out of nowhere, then suddenly theyā€™re everywhere? Like, one minute itā€™s just another Instagram account amidst the sea of ads, and the next, itā€™s that brand everyone is talking about. One of the interesting things about modern marketing is how a brand can go from being practically unknown

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The Massive Hidden Perks of Doing Graduate School Straight Out of Undergradā€Š-ā€Šand Why It’s So Common inĀ Europe

The moment students complete their undergrad, the pressure is on: should they dive into a job, travel abroad, or just head straight into grad school? For many students in the United States, the feeling of having to continue their education right after undergrad can be daunting-almost unnecessary. Most find the aspect of diving into graduate

The Massive Hidden Perks of Doing Graduate School Straight Out of Undergradā€Š-ā€Šand Why It’s So Common inĀ Europe Read More Ā»

Feeling Stuck in Your Career? Here’s How to Level Up Even if You Feel “Average”

We all have those times when we feel stuck. Youā€™re in your job and getting the job done, but things arenā€™t quite improving as you had hoped. You want to grow ā€” move forward in your career, assume greater responsibilities, and become more prominent in your field ā€” but there is this one huge obstacle:

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Should You Travel More or Save More and When? The Ultimate Gen Z Dilemma

Image by Unsplash As a Gen Zer, you likely understand the dilemma between living life in the moment and saving for the future. Travel provides you with your own experiences, memories, and stress relief. Saving for the future, though, such as purchasing a home, career investment, or an emergency fund, seems important too. So how

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Beyond the Game: The Future of AI inĀ Sports

AI is transforming nearly every industry, and sports are no exception. From improving athletesā€™ performance to changing the way fans experience the game, AI is turning out to be a handy tool. But with the exciting potential of AI comes the responsibility of understanding its implications-particularly by investors looking to capitalize on the intersection of

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What Coffee Badging and Quiet Quitting Reveal About Today’s Workforce- and How to FixĀ It

Two popular trends in the workplace have emerged, hinting at some major shifts in the behaviors of todayā€™s workforce, at least among younger generations. Though the terms, coffee badging and quiet quitting may sound like jargon, they point to more deeper-seated problems that are reshaping how people relate to their jobs and careers. Let us

What Coffee Badging and Quiet Quitting Reveal About Today’s Workforce- and How to FixĀ It Read More Ā»

The Hard Truths and Lessons I Learned from Juggling 3+ Jobs Since 17 (and How to HandleĀ It)

At some point in time, many of us have had to juggle more than one job at a time. Whether it be a full-time job and a side hustle, freelance gigs on top of a part-time role, or a blend of passion projects and work commitments, juggling multiple jobs has become a reality for many

The Hard Truths and Lessons I Learned from Juggling 3+ Jobs Since 17 (and How to HandleĀ It) Read More Ā»

The Best Places for Retail Investors to Tap into Alternative Investments in 2025

Over the last several years, the alternative investment space has been growing exponentially, offering retail investors unique possibilities for portfolio diversification and access to some markets previously only open to affluent investors. Whether it be art, farmland, real estate, or even pre-seed startups, there are now a number of platforms that let you in with

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How I’ve Combatted the Need to be Liked and Excessive Worry

At some point in life, many of us find ourselves stuck in a pattern of seeking outside validation, striving to please others, and becoming obsessed with public opinion. Such a destructive process can slowly erode our mental well-being and self-confidence. I was no exception to this phenomenon. In the past, I was one of those

How I’ve Combatted the Need to be Liked and Excessive Worry Read More Ā»

How to Deal with the Struggles of Living in a Big City to Enhance Your Life 10xā€Š-ā€ŠWithout Spending Too Much or WastingĀ Time

In big cities, life comes at you like a wave, exciting, fast-paced, and full of opportunity. But itā€™s also easy to get overwhelmed by the noise, the crowds, the continuous motion, and the pressure to ā€œkeep upā€ with everyone else. From grueling commutes to tempting over-spending, it often seems as if the energy of the

How to Deal with the Struggles of Living in a Big City to Enhance Your Life 10xā€Š-ā€ŠWithout Spending Too Much or WastingĀ Time Read More Ā»

Ultimate Financial Hacks to Break Free from the Comparison Trap Once and For All (from a Former People-Pleaser)

Whether youā€™ve ever found yourself mindlessly scrolling through Instagram, watching as your friend posts the latest vacation pictures or a designer shopping haul and immediately feeling inadequate, you are not alone. The comparison trap is real, and with finances, it gets even more perilous. We are in a world where the success of everyone is

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Why Travel Should Be Considered a Luxury and Not Just a Hobby

In a world thatā€™s constantly in motion, itā€™s so easy to think of travel as this simple hobby-a fun way to escape, explore, and recharge. But what if we told you that travel isnā€™t just about ticking destinations off some list? What if it could be something much more transformative-something that elevates your life in

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The $6 Trillion Wellness Boom: How Holistic Health is Revolutionizing theĀ Industry

The wellness industry is on fire-and itā€™s showing no signs of slowing down. A new report reveals that wellness has officially outdone the pharmaceutical and sports industries in value, now sitting at an astonishing $6.3 trillion. Thatā€™s a growth of 26% since 2019, according to the latest analysis from the Global Wellness Institute (GWI). This

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The Massive Upsides to WFH and Flexibility Post-Grad: Why Gen Z Are WinningĀ Big

Letā€™s face it: post-graduation life is not exactly that dreamy fairy tale sold in school. After years of following rigid schedules, acing exams, and living in that comfortably structured world of academia, it can feel like youā€™ve been thrown into the chaotic deep end. For many graduates, itā€™s the overwhelming transition-from dorm life to full-time

The Massive Upsides to WFH and Flexibility Post-Grad: Why Gen Z Are WinningĀ Big Read More Ā»

The Case for Never Feeling Enough & Stuck DespiteĀ Success

At one point or another in life, many of us have lived with the nagging feeling of never being enough or even being stuck. Be it the post-high school blues, college post-graduation blues, or an overwhelming uncertainty that accompanies job changes or phases of life, this feeling of being in a holding pattern can be

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Quiet Confidence: How to Rise Up The Ranks Softly Without BeingĀ Loud

As an MBA student, I am surrounded by advice from people who seem to know just how to make those lasting impressions and climb the corporate ladder. In such a hyper-competitive world, juggling your role as your loudest cheerleader with being present for your team can be overwhelmingly daunting. A significant part of this challenge

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Why Networking Feels Painful in Your Twenties & The Secret to Making It Work Without Ruining Your SocialĀ Battery

The very first thing that tends to come to mind when the word networking pops up relates to mere transactions and deals. While those may be the goals at the end of networking, there is certainly something much deeper involved. Networking became one of my core focuses this year with the beginning of the MBA

Why Networking Feels Painful in Your Twenties & The Secret to Making It Work Without Ruining Your SocialĀ Battery Read More Ā»

Greece’s 6-Day Work Week: Why Greece is Going All-In and How the World isĀ Reacting

Last month, Greece made headlines by introducing a 6-day work week for all businesses and citizens across the country. At first glance, the idea might seem counterintuitive: why would anyone agree to work an extra day, even if it means fewer hours each day? This policy has sparked debates not only within Greece but also

Greece’s 6-Day Work Week: Why Greece is Going All-In and How the World isĀ Reacting Read More Ā»

How to Make Real Connections & Secure Them Working Remotely Post-Grad

In todayā€™s rapidly evolving work landscape, my generation and fellow recent grads are grappling with the nuances of hybrid work environments. Despite being adept with smartphones and having navigated Zoom-based education since we were little, the ease of sending quick messages to connect instead can sometimes undermine the challenge of building genuine connections face-to-face. Transitioning

How to Make Real Connections & Secure Them Working Remotely Post-Grad Read More Ā»

Why the Wealthy Are Opting for Private Chefs Instead of Dining Out: When to ConsiderĀ One

Eating out has long been synonymous with luxury, but for many, itā€™s becoming less about indulgence and more about practicality. Depending on where you live, dining out can be convenient or costly, but what remains a common concern is the healthiness of restaurant meals compared to home-cooked food. Over the years, dining out has not

Why the Wealthy Are Opting for Private Chefs Instead of Dining Out: When to ConsiderĀ One Read More Ā»

Why Wealthy People Don’t Wear Traditional Luxury Designers & Who The Real BuyersĀ Are

As a Gen Zer, one of my favorite hidden passions is fashion and forecasting the latest trends. Just like in the equity markets, unpacking streetwear and consumer habits thrills me. Although I was late to the Succession train, something I distinctly noticed in the series which illustrates fashion today is the focus on quiet luxury

Why Wealthy People Don’t Wear Traditional Luxury Designers & Who The Real BuyersĀ Are Read More Ā»

The Case of Being The Average of the People We Are With & Who To Really Spend Your Time With ToĀ Rise

Thereā€™s a classic saying: ā€œYou are the average of the people you are with.ā€Ā  Whether you believe this to be true or not, we all possess some qualities, traits, and skills that were influenced upon us by those we spend significant time with. This statement often rings true and is a big predictor of who

The Case of Being The Average of the People We Are With & Who To Really Spend Your Time With ToĀ Rise Read More Ā»

Top Budgeting Tactics to Follow As A 23 Year Old in One of the Most Expensive Cities in theĀ World

In the bustling streets of New York City, traditional budgeting advice such as the 50/30/20 rule often falls short. For the first time in history Gen Z and Millennials are finding themselves worse off than their parents were at their age, thanks to inflation, high interest rates, and the relentless cost of city living. Nowadays

Top Budgeting Tactics to Follow As A 23 Year Old in One of the Most Expensive Cities in theĀ World Read More Ā»

Why ‘Wasting’ Time Isn’t Real & What It Means in the Personal FinanceĀ World

Weā€™ve all heard the saying ā€œtime is moneyā€. While it might have become a clichĆ©, thereā€™s a reason itā€™s so pervasive in our culture. However, obsessively trying to maximize every second for productivity can actually hinder our journey toward true fulfillment and wealth. The Myth of WastingĀ Time One popular piece of advice, which Iā€™ve relied

Why ‘Wasting’ Time Isn’t Real & What It Means in the Personal FinanceĀ World Read More Ā»

Unlocking Wealth: Why Personality Beats Book Smarts

When reflecting on our educational journey from grade school through college and beyond, itā€™s evident that much of our time is spent mastering core subjects and developing technical skills related to our desired fields. However, amidst the emphasis on textbook knowledge and technical proficiency, thereā€™s a crucial aspect missing from traditional education: the cultivation of

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Unlocking the Hidden Skills of Top 1% Performers & What Many Don’tĀ Consider

Being an amateur in any field can be a daunting prospect. Itā€™s akin to being the new kid at schoolā€Šā€”ā€Šsimply terrifying. Youā€™re thrust into an unfamiliar environment, feeling as though all eyes are on you, waiting for you to make a mistake. Anything new can evoke fear because it requires vulnerability. However, in the journey

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Why Quiet Luxury Is The New Way of Living & The Forces DrivingĀ It

Embodying stealth wealth and maintaining a low profile might seem uncommon, especially for a 23-year-old part of a generation known for being fearless and vocal. However, unlike prior generations, Gen Z is remarkably comfortable discussing money and wearing less flashy more down-to-earth items to boost their mental, financial, and overall lifestyle. While there are stories

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Why States With No Income Tax Have Higher Hidden Costs That Most Don’t BudgetĀ For

The rush to save on taxes of all kind is no surprise to corporations and employees alike. According to CNBC, 57% of Americans didnā€™t pay federal income taxes in 2021. The shift to earning more tax-advantaged passive and investment income is a trend that is bound to stay. Source: Tax Foundation Hard-working Americans deserve to

Why States With No Income Tax Have Higher Hidden Costs That Most Don’t BudgetĀ For Read More Ā»

Why Over 30% of Gen Z Are Surprisingly Seeking A Financial Advisor & How They Can Actually Afford One?

Right before the pandemic hit, my generation, many of whom were either graduating HS or starting college at the time, found investing to be boring or not necessary at that point in life. We had more important things to do like plan trips, head to the movies, or focus on homework. Investing was for adults!

Why Over 30% of Gen Z Are Surprisingly Seeking A Financial Advisor & How They Can Actually Afford One? Read More Ā»

How Climate Change Impacts Investors & Certain Homeowners In Unexpected Ways

No matter where you are in the world, you donā€™t have to look far to see the worsening impact of climate change right in your backyard.Ā  If thereā€™s one thing to remember for the foreseeable future, itā€™s that mother nature will always win. Just like fighting the Fed wonā€™t serve your portfolio well, nor will

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The Ideal Length of Time To Feel The Real Benefits of Vacation & My Own Winter Break Experiment

When it comes to vacation, many of us in this hyper-connected digitalized workaholic age have trouble unplugging or at least temporarily doing nothing for a minute.Ā  Even 30 seconds is tough to wait on the curb for the cross walk signal! This is clearly a problem my generation is facing! At least I donā€™t text

The Ideal Length of Time To Feel The Real Benefits of Vacation & My Own Winter Break Experiment Read More Ā»

How Real & Reliable Is The January, September Effect, and Santa Clause Rally?

Two straight years of double-digit negative returns arenā€™t unheard of however pretty rare given the U.S. economy, corporations, and consumers alike have gained tremendous economic and financial strength since the outbreak of the pandemic.Ā  Millions of Americans state they are in the best financial position of their lives thanks to aggressive savings rates, massive monetary

How Real & Reliable Is The January, September Effect, and Santa Clause Rally? Read More Ā»

How The Average US Household Has 9-12 Monthly Subscriptions & How To Cut It Down For Real In The New Year

One of the greatest misbeliefs the youngest generation holds is believing the grass is greener on the other side. This mentality is only getting worse due to the plethora of subscriptions out there. From pet supplies to groceries, you name it, thereā€™s a subscription for it! Surprisingly, they may actually make your life more difficult

How The Average US Household Has 9-12 Monthly Subscriptions & How To Cut It Down For Real In The New Year Read More Ā»

Seek Rejection, Failure, and Embarrassment To Attain True Compounded Wealth For Life

As the great Wayne Gretzky pronounced, ā€œYou miss 100% of the shots you donā€™t takeā€. If you never attempt to try, youā€™re sadly guaranteed to lose. The good thing is, we regret the things we donā€™t do more than the things we did so go ahead and see what youā€™re capable of! No one will

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The Unexpected Economic Boost The World Cup Winner Desperately Needs

Once every 4 years, Americans, including myself, get excited about soccer, or football, and pretend we know all about it.Ā  To be honest, I find itā€™s easier to follow than American football. Over the past few weeks since the tournament kicked off, Iā€™ve seen more watch parties than actual holiday gatherings hosted in bars and

The Unexpected Economic Boost The World Cup Winner Desperately Needs Read More Ā»

The Most Valuable Presents for Investors This Christmas: Low Gas Prices & Santa ClauseĀ Rally!

It seems every year I say the same old adage that always rings true! Itā€™s been another historic unprecedented year for the history books and well, this year was certainly no exception!Ā  The markets are fascinating for endless reasons but the uncertainty, ambiguity, and unpredictability of it all truly thrills me! No day is ever

The Most Valuable Presents for Investors This Christmas: Low Gas Prices & Santa ClauseĀ Rally! Read More Ā»

Why Americans Really Work The Longest on Thursdays

Itā€™s no surprise Friday is arguably everyoneā€™s favorite day of the week and by Sunday, many get the blues.Ā  It seems like most are just living for the weekend.Ā  Can they ever catch a break? Clearly, this trend and sentiment reveal a lot about how workers view their lives and the massive epidemic of burnout

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Why ‘Survival of the Friendliest’ Prevails & What The Most Charismatic People on Earth Learn FromĀ Dogs

If thereā€™s one thing we cannot master in a crash course or 2-day boot camp itā€™s developing an amicable, easy-going personality, and stellar EQ. These are skills that take patience and consistency, but the real test is through real-world practice only a handful are willing to face. You can read all the books in the

Why ‘Survival of the Friendliest’ Prevails & What The Most Charismatic People on Earth Learn FromĀ Dogs Read More Ā»

The Real Reasons Why The Wealthiest, Most Glamorous, and Famous Couples Divorce & How Some Resolve It

Thereā€™s no shortage of the worldā€™s wealthiest, most glamorous people that are lonely and always looking for someone new. At the end of the day, money in the bank account and attractiveness may boost opportunities in the short-term but donā€™t go as far as we may believe. Until you get to the stage where you

The Real Reasons Why The Wealthiest, Most Glamorous, and Famous Couples Divorce & How Some Resolve It Read More Ā»

The Most Valuable Lessons I’ve Learned as a 21-Yr-Old That Have Helped Me Become A Personal Finance Connoisseur, Entrepreneur, Leader, Innovator, and Down-to-Earth Personable Human

As a senior in college, Iā€™ve always prioritized learning outside of the classroom to gain hands-on experience and had the opportunity to work at incredible places across various industries. Iā€™m incredibly grateful for the chance to explore innovative and transformative settings, especially in the Big Apple. Iā€™m certainly not an expert in anything, most likely

The Most Valuable Lessons I’ve Learned as a 21-Yr-Old That Have Helped Me Become A Personal Finance Connoisseur, Entrepreneur, Leader, Innovator, and Down-to-Earth Personable Human Read More Ā»

Why The Number of First-Time Homebuyers Is Tanking By Double Digits & What It’ll Take To Turn ItĀ Around

With soaring mortgage rates surpassing 7% for the 30-yr fixed, first-time home buyers are getting squeezed to the brim, delaying their chance to finally put down roots.Ā  Although it may be frustrating to not be able to own a place outright in your name year after year, we must not forget to count our blessings.

Why The Number of First-Time Homebuyers Is Tanking By Double Digits & What It’ll Take To Turn ItĀ Around Read More Ā»

The Doā€™s and Donā€™ts of Combining Finances with Your Partner To Ensure Ultimate Success

Once youā€™ve set all other boundaries and unspoken rules with your partner, when it comes to finances, they must be crystal clear to ensure financial freedom, independence, and peace of mind for the both of you down the road. Whether youā€™re someone who is open and honest about finances or hesitant about spilling the tea,

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A Breakdown of the Hefty $220bn Cost Behind The 2022 WorldĀ Cup

As a soccer, or shall I say, football fan, Iā€™m more excited than ever before to watch the FIFA World Cup! Events like this are only held every 4 years so they must be celebrated with a festive spirit, especially at this time of the year around the holidays! Time really flies by. 4 years

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Why Older Entrepreneurs Are Statistically More Successful, Happy, Healthy, and Wealthier

When you think of the coolest, wildest, and once most inspirational people on earth, possibly chasing the top ranks, who comes or maybe came to mind, if still around after 2022ā€™s market chaos and collapse? Perhaps, Sam Bankman Fried, Elizabeth Homes, Elon Musk, or Mark Zuckerberg? The cool twenty-somethings who may have dropped out, started

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Exactly How Much Commuters vs. Remote Workers Spend & How To Save It

To no surprise, even after almost 3 years since the pandemic upended our lives, ancient commuters are now trickling back into offices as industries across the board from finance to tech hail workers back for at least 2ā€“3 days a week.Ā  As a Gen Z student, intern, entrepreneur, and lifelong New Yorker, Iā€™ve found this

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How The Trendy Yet Reliable Financial Habit of Cash-Stuffing Really Works

As a personal finance blogger, itā€™s only fair to look at both sides of the coin and unpack the good and ugly of managing finances to hopefully make your lives easier in the long run! One major downside to living in the 21st century technology-driven fast-paced ā€˜get rich quick schemeā€™ retail trading booming age is

How The Trendy Yet Reliable Financial Habit of Cash-Stuffing Really Works Read More Ā»

The Election’s True Impact On The Stock Market & How The Price of Gas SwaysĀ It All

With Nov 8thā€™s midterm elections right around the corner, investors are anxiously awaiting results across the board. From Octoberā€™s inflationary report set to be released this week on Nov 10th to the Fedā€™s anticipated round of a 50 bps hike in early December down from 75 bps in early November, we must assess the real

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The Most Ideal Cities For Remote Work & Why Workers Crave Them

A handful of us during the lockdown days of the pandemic became homebodies and binge-watchers while for the ambitious types, their businesses recorded their strongest annual results ever, got into the best shape of their lives, and squeezed in every possible Peloton ride to not waste any precious time at home.Ā  Such an overachiever! As

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Why Everyone Wants to BYOB (Be Your Own Boss) Until…

Being youthful and gainfully self-employed is one of the most popular and efficient trends that has emerged out of the pandemic and is here to stay for the foreseeable future. With an emphasis on building oneā€™s defensible MOAT and generating recurring cash flow during tougher economic times to strengthen the top and bottom line, thereā€™s

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The New Hot Business of Investing In People Rather Than Startups

Hereā€™s a question, what if you could invest in actual real assets, such as people instead of a cash burning company cast as an attractive idea in a frothy speculative market? I believe the most attractive thing about anyone is their confidence, charisma, and EQ. Although looks certainly matter and boost oneā€™s likeability and success

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The Surprising Reason Why Eating At A Restaurant is Better For the Budget Than Cooking Up A Storm These Days

If youā€™re looking for any deal at the supermarket nowadays, chicken wings may be your go-to. Theyā€™ve hit their lowest price since 2018 and are the ultimate brain food for prudent investors.Ā  As with every bull market, the only downside is that these rare deals on protein wonā€™t last long so devour them while you

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Spending Money Should Feel Good. It Should Be A Reward for Your Hard Work

Whatā€™s the point of making money if it cannot provide a better life? Sometimes what we own, owns us. Striking the right balance between becoming obsessive versus pragmatic about what you need to live a decent life is as important as knowing how and where to spend. It may be hard to believe but there

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Why Living the Single Life Can Be More Expensive Over Time

Having a helping hand, someone to lean on or talk to at any moment on speed dial is the most comforting feeling. Knowing that any question you may ask will never be considered dumb is a relief.Ā  Being able to openly talk with someone about anything, even with highly sensitive personal topics most notably personal

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Health Is Certified Wealth And How the Wealthy Follow This Principle Best

Thereā€™s no such thing as a perfect bank account or body. I know people who were happy without much and were/maybe still are miserable with too much. We donā€™t chase things, we chase the feeling we hope they (never really do) possess. Shift your purpose to change your life. Itā€™s all relative and up to

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What We Can Learn From The Most Overworked & Balanced Cities Across The Globe

Although Iā€™m a student and prefer in-person engagement, WFH is favorable for almost everyone in some capacity. Without it, I wouldnā€™t be here writing for the past 2 years! My urge for working in the comfort of my home on the couch may not be as great as for a working professional who is on

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Why 79% Of Americans Still Have A False Mindset About TrueĀ Wealth

With more wealth comes stability, opportunity, peace of mind, and a unique type of security.Ā  What doesnā€™t come included in the package are healthier relationships, stronger physical or emotional health, a better mindset, or any ounce of love that something shiny is supposed to bring but we all know fades the next day. Happiness is

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šŸ›The Real Reason People Consume in Excess And What They Are Really Chasing

After living on earth for 21 years as a relatively sticky consumer, Iā€™ve realized that people chase goods not because they provide immediate happiness. They purchase something because they expect to receive a certain feeling from acquiring it, not from the goods themselves. Yes, thereā€™s a distinction and it took me a few years into

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šŸ”The Ultimate Priceless Insurance Everyone Needs More Of

Real protective insurance isn’t just sold in a complex package by an agent or provider to protect your belongings and loved ones. It also includes those that arenā€™t the beneficiaries or heirs of your plan. Social isolation and loneliness have hit staggering rates and quadrupled during the pandemic. Angst, anxiety, crime, and concern are prevalent

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šŸ¤‘Why An Abundance Mindset Will Save Your Life

When I first unpacked my bags at college almost 3 years ago now, I learned about the scarcity versus abundance mindset right in front of my eyes. Although Iā€™ve lived in the Big Apple all my life, downtown in college I learned firsthand thereā€™s really no one size fits all approach to anything. During the

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šŸ¤©Why Business Must Be Personal To Be Influential And Remembered Forever

This is by far the best skill you can learn in business school. If itā€™s taught… Thereā€™s still a handful of invaluable advice that is missed in B-school and in the institutionalized education system in general. From networking to financial literacy, experimentation to trial and error, basic life skills are forgotten yet if thereā€™s one

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šŸ¤‘When The Price Increases, Is It More Desirable Even with a Bad After-Cost?

Iā€™m a capitalist and generally believe well-functioning efficient markets do in fact improve lives. Iā€™m also a Gen Zer and a work-in-progress so donā€™t @ me. Climbing the socioeconomic ladder is a fruitful goal as long as the motive is other than creating capital in a self-serving way.Ā  Anyways, past a certain household income of

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šŸ’»How This Company Crushed Sales & Works 4 Days a Week Fully Remote Across the Globe

The 4-hour workweek sounds attractive but is it realistic to be able to survive and live off of? If it isnā€™t, it will be more painful and anxiety inducing, defeating the whole point of working less. Instead, strive to work smarter not harder for ultimate results. Many high-achievers and world-class performers only work roughly 5

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šŸ˜¬Why Generalized Anxiety is More Prevalent in Wealthier Nations and Seen as a Luxury

This month the U.S. Michigan Consumer Sentiment Report found Americans are the most stressed in 11 years.Ā  Last week, The American Psychological Association reported the results of their Stress in America survey indicating worries around Russiaā€™s invasion of Ukraine and uncertainty with inflation are most alarming. This is a tumultuous time in the markets, especially

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šŸ’°Why Americans Are Foolish With Their Privacy, Wallets, Identity and Life & How To Immediately Stop It

Nearly half of the U.S. population was impacted by identity and financial fraud last year. This is nearly all of the unbanked-~5.4% or 7 million households and millions from various social classes, particularly the top 20%. Donā€™t even get me started on crypto fraud. With no gatekeeper, it is the Wild Web, or more like

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šŸ™ƒWhy Past Performance Isn’t Indicative of Future Results In The Markets and In Life

The greatest and most frustrating thing about investing is that no matter how stellar your past track record and financial performance may have been yesterday, it is irrelevant today. Taming your ego, eliminating emotions from decisions, not believing you are smarter than the market, the art of letting go, and resisting the urge to not

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šŸWhy Billionaires Cannot Survive Longer Than Anyone Else Stranded On AnĀ Island

Even if they own one or a dozen, doesnā€™t mean they can control it for long.Ā  Soon enough they will be asking for something. I heard something the other day that initially shocked me then I stopped, thought about it, and realized how true it must be. Believe it or not, or go ahead and

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šŸŽŸHow Following Opportunity, Unfollowing Passion, And Being Useless Can Get You Farther

I consider myself imperfectly imperfect. I will always be a work-in-progress and prioritize investing in myself daily. I know a decent amount about a lot as opposed to a lot about a little. As an open-minded generalist, not a close-minded specialist, this serves me well in life, keeping me agile, and authentically me. The most

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šŸ‘˜Why People Are Obsessed with Luxuries & The Ideal Solution ForĀ It

As creatures, we always strive to look our best. It shows respect, dedication, and effort. First impressions do matter and to an extent, othersā€™ opinions are crucial. Thereā€™s nothing wrong with it until it drags down the balance sheet and we find we are living for strangers or 99% of our unknown followers. After two

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šŸ‘—Can Conspicuous Consumption Be Healthy ForĀ Society?

We are all guilty of it. We buy things simply because others have it, not because we need nor really want it. Life feels like a comparison game sometimes. A never ending cycle where we are competing against each other running in place. Consume a Peloton for that experience. Guilty as charged. Instead of ruminating

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šŸ§øWhy Acquiring Tangibles May Be Better Than Experiences

Hear me out. I know what you are thinking. I thought the same thing. How could you say experiences are less worthy than a boring box of cereal or a meaningless TV? Hold your horses. Be careful what you take for granted. Keep in mind the difference between pleasures and tools. One is remembered and

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šŸ—£Why HENRYs (High-Earners, Not Rich Yet) Are Slowing But Still Everywhere These Days

HENRYs (High-Earners but Not Rich Yet) remind me of the poor rich and famous. They are prime examples since they spend to impress people (fans) they donā€™t know with money they donā€™t have. Welcome to the club. Itā€™s NEVER free of charge. If you have some time to kill and decide to do a brief

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šŸ‘©ā€šŸ’»The Mental Money Spent & Remarkable Savings of RemoteĀ Work

A little more than 2 years ago, remote work seemed impossible for several industries. Zoom was unheard of and TikTok wasnā€™t ticking and taking up too much of our precious time. Prior to the pandemic, 1 in 75 businesses offered a remote option. Now itā€™s 1 in 7 businesses. Once Covid hit in March 2020,

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šŸ“šWhy Colleges Are Seeing Their Lowest Dropout and Admission Rates In Decades

For the first time, the cost of higher education is rising above inflation at roughly 2ā€“3% each year. With Decemberā€™s inflation report at 7%, the highest in nearly 40 years since 1982, every financial decision must be weighed at a higher cost. As a student attending a private university in one of the most expensive

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šŸ‹ļøā€ā™€ļøThe Fittest Market. How Strong IsĀ It?

Vaccinations are our only true cure towards normalcy. Otherwise, weā€™ll be pedaling on our Pelotons for years getting nowhere. With everything still in limbo with record case counts and the new consideration of flurona, covid + flu, nothing seems certain anymore. Deja vu back to 2020ā€Šā€”ā€Šjust not on Wall Street. Itā€™s been too good of

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šŸ‡ŗšŸ‡øAmericaā€™s Infrastructure May Be Poor But Its Human Capital Is Exquisite

By no surprise, the U.S. is known to be the prime destination to pursue the American Dream. Hence the name. With its innovative hub of Silicon Valley, diverse communities, elite institutions, an abundance of opportunities, access to capital, cheap land, NFL, creators and influencers, and welcoming spirit, Americansā€™ human capital deserves more credit than it

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šŸ™‡How To Handle Wasted Potential And Unleash Your Human Capital

As a student of school and life, I believe everyone must first learn to earn.Ā  Thereā€™s no such thing as a bad experience. Every opportunity is worthwhile and if you want to gain something from it, you always can. The same thing goes with procrastination. If you donā€™t want it, then youā€™ll find the easiest

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šŸŽ“Why Valedictorians Donā€™t Make It Far

Thereā€™s a vast difference between school and street smarts. Quiz yourself. Donā€™t mess up the two. Even as a college student, I argue street smarts a.k.a real-world life skills, will propel one much farther than knowing any random fact from a textbook. No matter what industry, field, or profession one dives into, knowing basic yet

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šŸ“šŸ“ŠWhy Everyone Is Starting Businesses At The Fastest Pace inĀ Decades

During suboptimal times, working harder and longer is favorable. Plus with tax hikes, soaring asset prices, and extra time at home, not taking advantage of these perks is a poor move. The covid pandemic allowed us to reconsider our livelihood and how we spend 80% of our waking hours at work. Today there are a

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šŸ›More Isnā€™t The Answer To A Meaningful Life

As a teenager growing up in a world of commercialism and consumerism in the 21st century, itā€™s easy to believe more = the merrier. Yet over the years, as Iā€™ve started using my credit card, paying for things that I once presumed would bring me joy, theyā€™ve now ended up being a pure hassle and

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šŸƒā€ā™€ļøMore NeedsĀ Less

As a society, weā€™ve never had more options and opportunities available to us than today yet it doesnā€™t always seem to lead to more happiness, satisfaction, fulfillment, security, or better health. Despite having more alternative nutritious options, obesity is at its highest rate. With more online connection, we are lonelier, depressed, suicidal. With busier schedules,

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šŸ“²You Donā€™t Need To Check That

What we consume, we become. Information and sensory overload are not only overwhelming and draining, they can become barriers to understanding things clearly. Moderation is key in everything. From exercise to food, working to sleeping, too much of anything can get dangerous. Real exploration and imagination start when you arenā€™t constantly inputting something into your

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šŸŽ‰21 Life Lessons From a 1-Day 21 yr old Mia Gradelski Mia Gradelski

As I turned 21 yesterday, I want to thank this community for providing me a platform to share the most relevant and crucial 21 life lessons Iā€™ve adopted and learned thus far. Most were discovered outside of the classroom where the real learning begins: -Everyone has potential, your past is not the future -Thereā€™s rarely

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šŸ’ŖDo These 3 Things To Become Successful Anywhere

Usually the best advice is the simplest, the greatest work is understandable by all, and the people who leave a lasting impression are relatable, personable, make others feel special, listen more, and are down-to-earth. A few weeks ago, author Neil Gaiman gave a commencement speech. What fascinated me was his simple yet crucial advice for

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